Privacy Policy

This Privacy Policy applies to the mobile application "Payday Advance & Borrow Money" (hereinafter referred to as “the App,” “we,” “us,” or “our”). It explains how we collect, use, disclose, and protect your personal information when you use the App. By using the App, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with these terms, please discontinue using the App immediately.

1. What information does the app collect?

We may collect the following types of data to provide and improve our services:

  1. Personal information you provide: Name, email, contact details, and loan preferences.
  2. Device information: Model, operating system version, language settings.
  3. Location data: If permission is granted, we may access your approximate location to deliver suitable offers.
  4. Identifiers: Such as IP address, device ID, and advertising ID.

2. Why do you collect this information?

We use the collected data for several purposes:

  1. To connect you with appropriate financial provider
  2. To verify eligibility and prevent fraudulent activity
  3. To communicate with you, if you've consented
  4. To monitor and improve the performance and usability of the app

3. Do you sell or share my data?

No, we do not sell your personal information.
We do not share your data with anyone outside our partner - and only as necessary to provide the service.

4. Do you issue loans directly?

No. We do not offer or issue loans ourselves.
Our app serves only as a connector between users and a partner.

5. Do you collect unnecessary data?

No. We only collect the information necessary to provide our service effectively and securely.

6. What about third-party links and services?

Our app may redirect you to third-party financial providers. Once you leave the app, those services are governed by their own privacy policies. We recommend reading their terms before sharing any data.

7. How is my information protected?

We apply standard security practices, including:

  1. SSL encryption
  2. Data access controls
  3. Secure data storage

Although no system is completely immune to risks, we take data protection seriously.

8. Do I have any privacy rights?

Yes. Depending on your state (e.g., California), you may have rights such as:

  1. Accessing the personal data we’ve collected
  2. Requesting deletion of your data
  3. Opting out of certain types of data use

To exercise any of these rights, please contact us.

9. Is this app intended for minors?

No. Our app is not intended for anyone under the age of 18.
If we discover that a minor has shared personal data, we will delete it as soon as possible.

10. Will this privacy policy change?

Yes, we may update this policy from time to time.
If significant changes are made, we will notify you either within the app or via email.

Last Reviewed: 04/15/2025